The Hidden Cost of Atlanta Truck Accident Injuries: What Insurance Doesn’t Cover
When an Atlanta truck accident happens, you count on insurance to cover your losses. Unfortunately, even if you get a settlement, you could end up paying out of pocket.
Hidden costs are expenses you don’t see coming, and they can derail your recovery if you don’t plan for them. Our experienced Atlanta truck accident lawyers represent clients in these cases, helping them get compensation. Knowing what insurance companies typically leave out can help you make smarter decisions about your claim.
What Insurance Rarely Covers After an Atlanta Truck Accident
Truck accidents are common on major highways and interstates in Atlanta. Considering the massive size of most commercial rigs, the Federal Motor Carrier Safety Administration (FMCSA) warns that other motorists involved typically suffer the most serious impacts.
Atlanta truck accident injuries can affect every part of your life for a long time after a crash happens. Unfortunately, insurers are motivated to settle quickly and cheaply, leaving many victims without compensation for long-term needs.
Common examples of damages that insurance often fails to fully cover:
- Mental health treatment, such as counseling for PTSD or anxiety, after the crash.
- Lost earning potential if you can’t return to your career or must take a lower-paying job.
- Home modifications, such as ramps or medical equipment, needed for long-term disabilities.
- Transportation costs for getting to doctor’s appointments if you can no longer drive.
- Support services like childcare or in-home help while you recover.
How Atlanta Truck Accident Victims Can Protect Themselves
To protect their profits, insurers tend to downplay injury claims. As a result, there are often large gaps in what they cover after an Atlanta truck accident, which can jeopardize your total recovery.
Under the Georgia Code, you may be entitled to additional compensation, which can cover hidden losses, in an Atlanta truck accident lawsuit. However, you will need strong evidence. To make the maximum recovery, we encourage clients to take these steps:
- Keep detailed records of all expenses, from hospital bills to rideshare receipts for medical appointments.
- Track your recovery in a journal that documents pain levels, sleep issues, and how injuries impact your daily life.
- Request long-term medical evaluations from specialists to show how your injuries will affect your future.
- Avoid quick settlements that only reflect immediate medical bills while ignoring hidden costs.
- Work with an experienced Atlanta truck accident lawyer who knows how to uncover overlooked damages and fight insurers who downplay your claim.
Schedule A Consultation With Our Experienced Atlanta Truck Accident Lawyers Today
Truck accident injuries in Atlanta often result in hidden costs that can impact victims and their families for long after. Shiver Hamilton Campbell has the experience you need when dealing with trucking companies and insurers. We fight to get you the maximum amount you need to cover all current and future losses.
If you or a loved one is hurt in a truck accident in Atlanta, Sandy Springs, Roswell, Johns Creek, Decatur, or surrounding areas, get our team on your side. Contact our office today to request a consultation with our Atlanta truck accident lawyers.
Sources:
fmcsa.dot.gov/safety/data-and-statistics/large-truck-and-bus-crash-facts
ga.elaws.us/law/51
