Why Insurance Companies Fight Hard Against Atlanta Truck Accident Claims
When truck accidents in Atlanta happen, dealing with insurers is rarely easy. These claims cost them significant amounts of money, and they have teams of professionals whose job is to limit payouts, no matter how serious your injuries are.
Our Atlanta truck accident lawyer hears from clients every day who feel overwhelmed or discouraged after dealing with claims representatives. If you feel like the insurance company is giving you the runaround, you’re not imagining it. Here’s why truck accident victims face so much pushback, and what you can do to protect yourself.
Why Atlanta Truck Accident Claims Are Harder Than Car Crashes
The Federal Motor Carrier Safety Administration (FMCSA) has strict requirements for the trucking industry, which include carrying insurance to protect others when injuries happen.
While this helps protect you against losses after a crash, insurers are for-profit businesses and work aggressively to protect their bottom line. The more serious the accident, the harder they fight. Here’s why:
- Trying to avoid paying the high medical costs associated with severe injuries.
- Greater risk of long-term disability and future care expenses.
- Multiple liable parties, which increases their exposure.
- Corporate policies that put profit over fair compensation.
- Fear of large jury verdicts if the case goes to trial.
This is why truck insurers often respond quickly, not to help victims, but to start building a defense before you’ve even had time to process what happened.
Tactics Insurers Use Against Atlanta Truck Accident Victims
Under the Georgia Code, you have the right to hold truckers and the companies they work for liable when a truck accident in Atlanta occurs. However, while insurers often act friendly at first, their goal is to limit payouts, rather than support your recovery. Common tactics they employ:
- Asking for recorded statements, which they later use against you.
- Blaming you for the crash, even when the trucker or others involved are clearly to blame.
- Questioning the severity and impact of your injuries.
- Offering quick, low settlements before you know the full impact.
- Suggesting your pain is due to pre-existing conditions.
These strategies can leave victims feeling confused, stressed, and unsure how to move forward. But you don’t have to face these obstacles alone.
Speak With an Atlanta Truck Accident Lawyer Who Will Protect Your Rights
When you’re recovering from a truck accident in Atlanta, dealing with insurance companies can feel impossible. You may be worried about paying your bills, missing work, or caring for your family while you heal. Meanwhile, the insurer is working behind the scenes to protect its interests, not yours.
That’s where Shiver Hamilton Campbell steps in. We understand how trucking companies and insurers operate, and we know how to gather black box data, driver logs, and other evidence needed to strengthen your case. If you or a loved one is struggling, you don’t have to navigate this alone. We represent clients in Savannah, Alpharetta, Decatur, Johns Creek, and all of Fulton, DeKalb, and Gwinnett Counties. Contact our experienced Atlanta truck accident lawyer today to schedule a consultation.
Sources:
fmcsa.dot.gov/regulations
georgiacourts.gov/wp-content/uploads/2024/04/Apportionment-of-Damages-Terry.pdf
