The True Costs Of Atlanta Truck Accidents: What Insurance Companies Won’t Tell You
Atlanta truck accidents pose risks for all drivers and can change your life in seconds. In the aftermath, injured victims are often off work for months or even years, require intensive medical treatment, and suffer both physical pain and huge emotional stress.
Unfortunately, they may not realize the true cost of what happened after they accept an insurance settlement. Our Atlanta truck accident lawyers explain how insurers devalue claims and how to get the total amount you need and deserve.
The Hidden Costs Atlanta Truck Accident Victims Often Face
The National Highway Traffic and Safety Administration (NHTSA) reports that motor vehicle accidents injure 4.5 million people each year and cost a combined total of nearly $400 billion dollars. Even a minor collision can result in tens of thousands of dollars in losses.
Truck accidents in Atlanta are generally more severe and can cause life-threatening harm to other drivers involved. The costs associated with these crashes go far beyond emergency room bills and car repairs and could easily reach six or seven figures. Expenses that insurance companies often conveniently fail to account for in early, low-ball settlement offers include:
- Ongoing medical treatment, including physical therapy and specialist appointments.
- Future surgeries or advanced treatment for severe or worsening injuries.
- Loss of income, including reduced hours or an inability to return to your previous job.
- Home or vehicle modifications, especially after spinal injuries or permanent disabilities.
- Chronic pain management, which can continue for years.
- Mental health treatment, including anxiety, PTSD, or depression.
- Transportation costs for medical visits, evaluations, and rehabilitation.
Tempted to accept an early settlement offer? It may not cover all the above costs and could leave you paying out of pocket for years to come.
How Insurance Companies Try Undervalue Atlanta Truck Accident Claims
The auto insurance industry saw significant profit increases in 2024 and 2025. One way they protect their bottom line is by downplaying claims.
In the aftermath of an Atlanta truck accident, insurance adjusters may seem helpful, but keep in mind that their job depends on reducing payouts. Common tactics they employ to undervalue claims include:
- Downplaying the seriousness of your injuries;
- Claiming pre-existing conditions and that your symptoms predate the crash;
- Offering early settlements before long-term care needs are known;
- Rejecting or minimizing future medical expenses;
- Contesting lost wages or long-term disability.
Their goal is simple: close the claim for as little money as possible. Unfortunately, this could leave you struggling financially months or years later.
To Avoid Out-of-Pocket Losses, Contact Our Experienced Atlanta Truck Accident Lawyers
When Atlanta truck accidents happen, victims are entitled to compensation for total losses, not just what the insurance company is willing to pay. At Shiver Hamilton Campbell, we work with medical experts, physical and vocational therapists, and other specialists to determine the true cost of your injuries.
Our office serves clients in Alpharetta, Decatur, Johns Creek, Jonesboro, Marietta, Roswell, Sandy Springs, and throughout DeKalb, Gwinnett, and Fulton Counties. To avoid out-of-pocket losses, contact our experienced Atlanta truck accident lawyers today and request a consultation.
Sources:
crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403
iii.org/press-release/triple-i-us-personal-auto-insurance-industry-generates-profitable-underwriting-result-but-faces-headwinds-due-to-legal-system-abuse-regulatory-environment-061225
