Savannah Motorcycle Accident Insurance Claims
Motorcycle accidents can result in a plethora of serious injuries, ranging from bruises and soft tissue injuries to spinal cord injuries, paralysis, and traumatic head injuries. If you or a loved one were injured in a motorcycle accident that another driver caused, you might file a claim against the responsible party.
A dedicated lawyer can explain Savannah motorcycle accident insurance claims to you and help you understand your rights. By working with an experienced motorcycle accident lawyer, you can give your claim the best chance of success.
Motorcycle Accident Insurance Requirements
In Savannah, the law requires that all motor vehicle drivers maintain liability insurance coverage on their vehicles. The minimum limits of coverage are:
- $25,000 per crash for property damage liability coverage; and
- $25,000 per person ($50,000 per crash) liability coverage for bodily injuries sustained in an accident.
This coverage is meant to provide compensation in the event of an accident. A well-versed attorney can help explain how these minimum limits can affect Savannah motorcycle accident insurance claims.
What the Claims in Savannah Process Entails
Once someone files a Savannah motorcycle accident insurance claim, their lawyer usually negotiates with the at-fault driver’s insurance company to try and reach an amicable settlement. If the parties do not settle, the accident victim’s lawyer will typically file a lawsuit, beginning the litigation process.
Once the parties complete written and oral discovery, the insurance company may offer more money to settle the case. If the injury case does not settle, it may instead go to arbitration, mediation, or jury trial.
It is also important to note that individuals have two years from the date of their accident to file a Savannah motorcycle accident insurance claim against the at-fault driver. If the person does not file a lawsuit within this mandatory time period, then, they may not be able to recover any compensation. An experienced motorcycle accident lawyer can help file a lawsuit in a timely manner.
Available Damages in Motorcycle Accident Insurance Claims
As part of an insurance claim, a person may seek compensation for their economic damages, including their medical bills and documented lost wages. For example, lost wages may be applicable if a person had to take time from work to recover.
In addition to economic damages, motorcycle accident victims may be able to recover noneconomic damages as part of a Savannah motorcycle accident insurance claim. Those noneconomic damages could include compensation for suffering, pain, inconvenience, anxiety, emotional distress, and loss of spousal companionship. An attorney can help determine the damages available under the specific circumstances.
Discuss Filing Savannah Motorcycle Accident Insurance Claims with an Attorney
The first step on the road to recovering monetary compensation in a motorcycle accident is to file an insurance claim. However, insurance companies and the adjusters who work for them are not on your side and have no interest in fairly and fully compensating you.
As part of the claims process, the insurance company’s adjuster may ask to take your recorded statement. They may also try and talk you into accepting a low settlement offer. You should not agree to either without first consulting a skilled personal injury lawyer.
A motorcycle accident lawyer can help you with the Savannah motorcycle accident insurance claims process, help you avoid pitfalls, and preserve your right to compensation. Call today for the help you need.