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Decatur Rideshare Accident Lawyers

In the past, people would take taxis to get from place to place if they did not have a ride. Today, the trend is to use rideshare services such as Uber and Lyft. These services are convenient, as you can easily use an app to schedule a ride to your destination. These apps can also be used to pay the driver and leave reviews, streamlining the process.

However, passengers rarely think of the dangers involved. Just like any vehicle, a car used for rideshare purposes can get into an accident. If you are seriously injured, what happens next? What rules apply? Do you contact the insurance company?

You may be confused about your next steps. That’s OK. The Decatur rideshare accident lawyers at Shiver Hamilton Campbell are here to help. We can help you understand insurance requirements and ensure you get adequate compensation for your damages.

Types of Rideshare Accidents

A rideshare accident can happen in one of the following ways:

  • The passenger was injured in a rideshare vehicle.
  • The rideshare driver was injured while performing job duties.
  • The driver of another vehicle was injured in an accident with a rideshare vehicle.

Insurance Requirements

Uber and Lyft provide rideshare workers with insurance coverage. However, this coverage varies, depending on what the driver is doing at the time of the accident. Knowing what insurance coverage a driver has at a certain time can be confusing, so here’s a breakdown:

  • Period 0. At this time, the driver’s app is off and they are not performing rideshare duties. Therefore, Uber and Lyft provide no insurance coverage. If the driver gets into an accident, they would have to use their personal coverage, which should meet the minimum requirements for the state in which they reside. For Georgia, the minimum requirements are $25,000 per person and $50,000 per accident for bodily injury and $25,000 per accident for property damage.
  • Period 1. This is when the driver is on standby. Their app is on but they currently have no customers. Uber and Lyft provide $50,000 and $100,000 in liability coverages, as well as $25,000 for property damage.
  • Period 2. This is when the driver is picking up passengers or has a passenger in the vehicle already. Lyft and Uber both provide $1 million for third-party auto liability, as well as uninsured/underinsured motorist bodily injury. Both companies also provide comprehensive and collision coverage.

Contact A Decatur Rideshare Accident Lawyer Today

Rideshare vehicles are not immune from accidents. If you have been injured while riding in one, make sure you understand your legal rights. Be sure to follow the same steps as you would in any other type of car accident. Gather all the information you can.

Count on the Decatur personal injury lawyers at Shiver Hamilton Campbell to help you with your case. We’ll make sure your case gets handled properly and fight for the compensation you deserve. Call our office at (877) 215-6111 or fill out the online form to schedule a free consultation.

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